Florida group life insurance

 

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Florida Group Life Insurance

The main advantage of group life insurance is the ability to obtain the basic level coverage without any underwriting.

Depending on group size, group life insurance is guaranteed to issue. In other words, you can have a year to live and still get this plan. While there are private plans with very liberal underwriting requirements, these plans are either very expensive or offer small face value amounts.

I find that if you are looking for life insurance and you are reasonably healthy, you are better off with a private plan. You will get more coverage for less money. On the other hand, it is very inexpensive to offer a non-voluntary life insurance plan to your employees. Don't expect them to get excited about it if you don't already offer a health insurance plan and dental insurance.

I can get you competitive quotes from a dozen different carriers and will find you the absolute lowest cost plan.

Please call us at 800-986-4786 for more information about these and other Florida group health insurance alternatives.