main advantage of group life insurance is the ability to
obtain the basic level coverage without any underwriting.
Depending on group size, group life insurance is guaranteed
to issue. In other words, you can have a year to live and
still get this plan. While there are private plans with
very liberal underwriting requirements, these plans are
either very expensive or offer small face value amounts.
I find that if you are looking for life insurance and you
are reasonably healthy, you are better off with a private
plan. You will get more coverage for less money. On the
other hand, it is very inexpensive to offer a non-voluntary
life insurance plan to your employees. Don't expect them
to get excited about it if you don't already offer a health
insurance plan and dental insurance.
I can get you competitive quotes from a dozen different
carriers and will find you the absolute lowest cost plan.
Please call us at 800-986-4786 for
more information about these and other Florida group health